Stewart Title Guaranty Company

"Deliver a magnificent customer experience through innovation in the real estate transaction process."

"Be the global leader insuring, managing and supporting the real estate process".

National Closing Services, Inc. serves as agents for Stewart Title and they support our real estate transactions throughout the United States. Stewart has over 116 years of history and enjoys the highest financial strength ratings in the industry. All closing transactions will be accomplished using Sure Close. Sure Close© - from Stewart Transaction Solutions (STS) - is the leading paperless transaction management platform for the real estate, closing and mortgage industries. SureClose© delivers a turnkey paperless office solution for brokers, REALTORS©, lenders, title/escrow/attorney services and MLS organizations. SureClose© is the proven, secure transaction management platform that's helped satisfied customers manage over half a million transactions and millions of documents on-line.

STEWART INFORMATIONS SERVICES CORP

(NYSE-STC) is a technology-driven, strategically competitive, real estate information and transaction management company. Stewart provides title insurance and related services and delivers state-of-the-art real estate information services, software and solutions to its clients and shareholder value to its investors. Stewart is committed to growth, focusing on commercial services, agency acquisitions and international markets

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  • Established in 1893
  • Headquartered in Houston, Texas
    • More than 9,500 title insurance policy-issuing offices and agencies located throughout the United States and international markets
    • Does business in more than 40 foreign countries and has offices in Latin America, Europe, the Caribbean, Canada and Australia, as well as emerging markets where legally valid land entitlement systems are just beginning economic development
    • Stewart has the lowest debt to equity ratio of the top three title insurance companies.
    • Has grown statutory policyholders' surplus for an unprecedented 33 consecutive years through 2007.

STEWART TITLE COMPANY:

You are sitting at the NTCS closing table. The real estate transaction process concludes: mortgage documents are signed, funds are disbursed and keys are delivered. Stewart's commitment to create a Magnificent Closing Experience is shared by our entire team of local title agents, such as NTCS and supported by a network of regional and national offices.

Stewart's role in the transaction begins with the title search and examination. Once the status of property ownership has been determined, the buyer and the lender are notified of the requirements to close. Documents are prepared, the closing occurs, and the final step of recording completes the legal transference of property.

Stewart is building upon its strong foundation of escrow settlement services, expanding into new markets and meeting customer demands for increased speed and accuracy.

Home sellers and buyers, real estate agents, lenders, home builders, Stewart title agents and other settlement service providers can now communicate and track progress of home sale transactions through SureClose©, Stewart's secure online transaction management platform.

With the advent of e-commerce and e-signatures, the look of real estate closings will change. Buyers and sellers will track their transactions online... paperless closings will be everyday occurrences... and Stewart Title is the industry leader.

STEWART SERVICES:

  • Title Insurance, Escrow and Settlement — Residential, Commercial, International, Relocation, Vacation Ownership
  • Online Transaction Management
  • Property Profiles
  • Home Warranty
  • ยง1031 Tax-deferred Exchanges
  • Electronic Mortgage Documents
  • Specialty Insurance
  • Relocation Services
  • Insured Water Rights
  • Lender Post Production Solutions
  • Land Record Management Systems
  • e-Commerce Solutions
  • Title Agent Technology
  • National Vendor Management
  • National Recording Services

ACCOLADES:

FORTUNE "America's Most Admired Companies," number four on "mortgage services" industry list, the highest-ranking title insurance company on list

Included on the Russell 2000, 2500 and 3000 Value Indexes, and the Russell 2000, 2500 and 3000 Indexes

FINANCIAL RATINGS:

Stewart Title Guaranty Company is the primary underwriter for Stewart Information Services Corporation. Its financial performance has been recognized by the industry's foremost rating companies with the following impressive marks:

Demotech Inc.* A" (A double prime)

Stewart Title Guaranty Company and Stewart Title Insurance Company both have Financial Stability Ratings (FSRs) of A" from Demotech Inc. Demotech Ratings are a leading indicator of the financial stability of a title insurer.

Regardless of the severity of a general economic downturn or deterioration in the insurance cycle, underwriters earning a Financial Stability Rating of A" (A double prime) possesses unsurpassed financial stability related to maintaining positive surplus as regards policyholders.

Fitch Ratings Ltd** 'BBB+'

Stewart has an insurer Financial Strength (IFS) rating of 'BBB+' from Fitch Ratings, one of the largest Nationally Recognized Statistical Rating Organizations.

Our Statutory Policyholders' Surplus

Stewart boasts one of the largest statutory policyholders' surpluses in the title industry. Having grown statutory policyholders' surplus for an unprecedented 33 consecutive years through 2007, Stewart has undergone a major reorganization during the market downturn that is enabling us to grow stronger and focus on continued and sustained surplus growth.

*Source: Demotech Ratings, September 9, 2009
** Source: Fitch Ratings, September 14, 2009